Lumo Wallet
A self-custody wallet experience connecting digital assets, everyday payments and business tools, with Pulse bringing voice and text assistance into the wallet.

Product overview
Lumo brings personal crypto activity and business payments into a connected product experience. Asset balances, swaps, spending and merchant tools are presented around a self-custody wallet, with a public website that helps users explore the app before downloading it.
The platform also introduces Pulse, a conversational assistant for wallet questions and proposed actions. This adds an AI interaction layer alongside the familiar screen-based experience.
The product challenge
A wallet serving individuals and businesses needs to make different tasks understandable without crowding every screen. The experience separates personal money management from merchant workflows while giving both a consistent product identity and navigation.
Wallet and business capabilities
- Multi-network asset views, send/receive journeys and token swaps.
- Crypto purchase and spending information, including wallet-connected cards.
- Business checkout and invoicing experiences for crypto and card acceptance.
- A public interactive app preview and responsive product guides.
Conversational wallet actions
Pulse accepts voice or typed requests and presents a proposed wallet action with its amounts, fees and network cost. The user reviews and confirms the proposal before it proceeds.
That confirmation step is central to the experience: conversation helps people express an intention, while the interface keeps the next action explicit and reviewable. Pulse also extends into business insights and analytics.



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